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Virtual Terminal Card Payment Processing.

Processing Payments with our Virtual Terminal Solution.

Imagine the convenience of being able to process a transaction anywhere, anytime – using nothing more than a web browser.

That is the power of a Virtual Terminal!


How it Works

When using a virtual terminal, the merchant simply logs in to a secure web platform, and fills out a form containing fields for each of the cardholder’s details, as well as information on the transaction (such as the sale value). The form is then submitted for near-instantaneous authorization.

Which Businesses can Use Virtual Terminals?

The truth is that most any business can benefit from deploying a virtual terminal. The technology has long been the go-to solution for businesses needing to process card-not-present transactions – such as telephone and mail order companies. But now many other businesses are enjoying a virtual terminals’ ability to empower a leaner, less hardware-dependent model of operations.

Virtual Terminals are Perfect For:


- Electronic Checks or ACH Payments

The handling of electronic checks or ACH payments is easily taken care of using a virtual terminal. With ACH payments, both one-time and recurring transactions are possible.

- Recurring Card Transactions

Setting up a recurring payment is simple and intuitive when using a virtual terminal. Cardholder details are stored for easy recall, so the payment form can be auto-filled with a simple click.

Details such as the frequency, number of payments (or duration), and the payment amount are entered, and the transactions simply take care of themselves.

- A Failsafe

Most businesses have experienced at least one instance of downtime affecting their card processing equipment – and the effects on the customer’s experience can be devastating. A virtual terminal provides a failsafe and offers an alternative to losing sales by resorting to cash-only trading.

Card-Present Transaction Support

Virtual terminals are easily used along with card readers.

By using a compact and affordable card reader, businesses using a virtual terminal are able to avoid making keyed transactions – typically classed as card-not-present transactions, and therefore subject to a slightly higher interchange rate.

As well as being suitable for in-store use, the card readers are also far smaller and lighter than counter-top terminals, and can be used on the go, simply by linking them to a laptop via a USB.

Virtual Terminal

Our industry-leading virtual terminal suite – Virtual Terminal – offers businesses a clear alternative or add-on to conventional card payment processing technology.

Virtual Terminal:

Allows for easy processing of credit, debit, or recurring payments.

- Is perfect for either card-present or card-not-present transactions. - Supports refunds/reversals
- Supports multiple user accounts
- Allows for customization of data fields – supporting the capture of enhanced transaction details
- Supports searching through past transaction records
- Allows automated generation of end-of-day batch settlements
- Allows businesses to handle business-to-business and government purchases, via Level 2/Level 3 payment support.
- Provides support for PCI DSS compliant data protection, with a secure server platform

One Payment Provider, all the Support You Need

Merchant account holders can easily add our Virtual Terminal Plus option to their existing service package - making for one single account, with one single monthly statement, and easier handling of the payment/reconciliation process.

Contact us today to learn how we can support all your card processing needs.

  • National Transaction Corporation
  • April , 2024 | 2024-04-19
Payment Gateways
  • Process your online shopping cart payments electronically.
  • Our payment gateway interfaces with any shopping cart software.
  • Our flexible programming API let's your payment processing work the way you do.
  • Our omni channel approach means one account processes all your payment needs.
  • Payment security is a top priority with our PCI compliant processing.
  • Process debit cards, credit cards, even gift card and loyalty cards on your site.
  • Recurring payments, buy now buttons and next day deposits are a snap with NTC.

Benefits and Features

More Information

Looking for the best credit card processing company for your business? Look no further than National Transaction Corporation. We can handle your credit card transactions whether they are retail (Card Present) Over the Phone (Card Not Present) over the internet, or a combination, we can help no matter how large or small your business is.

Set up a merchant account the easy way. Get a FREE rate review and take advantage of our lowest rate guarantee. Process your first payment in as little as 48 hours.

No Contract Lock In
Wholesale Equipment Costs
Family Owned Since 1987
24/7 World Class Support
Lowest Rates & Fees Available
Next Day Funding Available

Payment Processing Solutions

  • Credit and Debit Card Processing:
    • Accepting all major credit and debit cards (Visa, Mastercard, Discover, American Express)
    • Processing card-present transactions (in-person) through POS terminals, card readers, and mobile devices.
    • Processing card-not-present transactions (online, phone, mail order) through online payment gateways and virtual terminals.
  • Alternative Payment Methods:
    • Accepting mobile wallets (Apple Pay, Google Pay, Samsung Pay)
    • Processing ACH payments (direct bank transfers)
    • Facilitating contactless payments (NFC)

2. Payment Gateway Services

  • Secure Online Payment Gateways:
    • Providing a secure platform for processing online payments.
    • Integrating with various e-commerce platforms and shopping carts.
    • Supporting different payment methods and currencies.
  • Virtual Terminals:
    • Enabling merchants to process card-not-present transactions through a web-based interface.
    • Providing secure storage of customer payment information (with tokenization).
    • Offering recurring billing and subscription management features.

3. Point-of-Sale (POS) Systems

  • POS Hardware:
    • Providing a range of POS terminals, card readers, and other hardware to suit different business needs.
    • Offering mobile POS solutions for businesses on the go.
  • POS Software:
    • Providing software for managing inventory, tracking sales, and generating reports.
    • Integrating with accounting and CRM systems.
    • Offering features like employee management, customer loyalty programs, and gift card processing.

4. Value-Added Services

  • Security and Fraud Prevention:
    • Implementing PCI DSS compliant solutions.
    • Offering fraud detection and prevention tools.
    • Providing chargeback management services.
  • Reporting and Analytics:
    • Providing detailed transaction reports and data analytics.
    • Offering insights into sales trends and customer behavior.
  • Customer Support:
    • Providing 24/7 customer support via phone, email, and chat.
    • Offering technical support and troubleshooting assistance.
  • Gift Card Programs:
    • Helping merchants create and manage their own gift card programs.
  • Loyalty Programs:
    • Developing and implementing customer loyalty and rewards programs.

5. Specialized Solutions

  • Industry-Specific Solutions:
    • Offering tailored solutions for specific industries like restaurants, retail, healthcare, and e-commerce.
  • High-Risk Merchant Accounts:
    • Providing payment processing solutions for businesses considered high-risk.
  • International Payment Processing:
    • Supporting multi-currency transactions and international payment methods.