Category: EMV EuroPay MasterCard Visa

Bluetooth-vs-WiFi-vs-3G
July 26th, 2017 by Elma Jane

Check out the wide range of smart wireless terminal connectivity options and know the difference.

Bluetooth Wireless: Designed for reliable Bluetooth connectivity even in the most demanding environments.

Rage  300ft from base station

Roaming – paired to single base station

Setup – Communicates to base station out of the box

No. Of Devices – 7 Terminals per base station

Security  – 16-Digit (128-Bit) PIN authentication and frequency hopping

Accept EMV Chip & PIN, magstripe and NFC/Contactless 

WiFi: Designed for reliable WiFi connectivity, Wireless mobility for the point of sale.

Rage –  300ft from base station

Roaming – can roam between multiple access points enabling coverage of very large areas.

Setup – Requires WiFi Setup to connect to the network

No. Of Devices – Unlimited

Security  – WiFi Protected Access (WPA)

Accept EMV Chip & PIN, magstripe and NFC/Contactless 

3G Wireless: Bring compact, reliable 3G Wireless Technology and mobility to the point of sale.

Rage – unlimited – based on cellular coverage

Roaming – Seamless roaming anywhere there is cellular coverage

Setup – Plug and play with SIM card

No. Of Devices – Unlimited

Security  – Certificate based cryptographic transport layer security

Accept EMV Chip & PIN, magstripe and NFC/Contactless 

Wireless terminals provide merchants with a number of benefits including: 

Mobility – enable merchants to better serve the customer and bring the transaction right to the point of service.

Printed Receipt – give your servers the capability to print a receipt for the customer even when away from the POS.

Variety of Payment Options – provide the ability to accept magstripe, EMV, and NFC payments including the latest mobile wallets.

For Electronic Payment Set Up Call Now 888-996-2273

Posted in Best Practices for Merchants, Credit Card Reader Terminal, Credit Card Security, EMV EuroPay MasterCard Visa, Near Field Communication Tagged with: , , , , , , ,

Smart Device for Lodging Transactions
February 13th, 2017 by Elma Jane

Smart Device for Lodging Transactions 

Function meets form with this latest payment terminal.

Accepts All Payments – Magstripe, Chip (EMV) Cards, Mobile Payments like Apple Pay (NFC) and Manual Keyed.

An All-In-One Smart terminal – simplified, single card slot for Magnetic Stripe and EMV. Customer display for PIN, signature, tipping, receipts and more. Interactive 7″ touchscreen. Connects to Wifi or Ethernet. With built-in printer.

Security – PCI certified, End-to-End Encryption. Data is protected by the latest technology.  

Supports Lodging Transactions – Check-In/Check-Out, Quick Stay, Incremental Authorization/Update. Sale, refunds, and voids.

Reporting (HQ) – a simple dashboard where you can monitor your sales, refund transactions, get business insights and alerts, and view settlements and transaction in real time. Accessible on the internet or from the HQ App on your Smartphone.

Robust Payment processing – access your funds within 24-48 hours, 24/7 customer service, convenient reporting, PCI program & data breach coverage.

For Electronic Payments call now 888-996-2273 or go to www.nationaltransaction.com and click get started.

 

 

 

Posted in Best Practices for Merchants, Credit Card Reader Terminal, Electronic Payments, EMV EuroPay MasterCard Visa, Near Field Communication, Payment Card Industry PCI Security Tagged with: , , , , , , ,

January 12th, 2017 by Elma Jane

Accepting non-cash payments from your customers are valuable. If you don’t, you will miss out on sales; because of the growing numbers of customers who only carry plastic or wish to pay online. Today, you have many payment solution options.

Credit Card Terminals – you might remember the beginning of the credit card era and i’ts evolution with today’s countertop terminals. From the traditional swipe of their credit, debit or even gift card to make a purchase to today’s modern terminals. Like accepting EMV chip cards (to be in compliance with a PCI mandate) and NFC payments like Apple Pay.

Beyond the basics; these systems are generally supported by reporting sites that can help you monitor sales, and assist you with maintaining customer loyalty programs.

E-Commerce Solutions – online sales are growing every year. If you are considering an expansion of your business online; you need a complete hosted payment solution for transactions in all payment environments. Including in-store, back office mail/telephone order (MO/TO), mobile and e-commerce, that make your customers’ experience as intuitive and efficient as possible.

Point of Sale Systems  – smart registers have evolved into high-tech point-of-sale (POS) systems due to technology advances. Not only taking customer payments; but it can transform your business with an advanced marketing programs, inventory management and sales and profitability tracking and reporting. Over the past years these advanced systems have become cost-effective and easy to use.

Wireless Terminals – in today’s hardware you have the option of accepting payments wirelessly, through a full-service terminal that is smaller than a countertop model, or through a mobile card reader plugin for a smartphone or tablet.

The advantage of a full-service wireless terminal is that it allows for receipt printing on the spot through the device and most modern full-service wireless terminals are EMV compliant and accept both EMV (chip card) and NFC payment types.

Call now 888-996-2273 and speak to our payment consultant to know which solution is best for you.

 

 

Posted in Best Practices for Merchants, Credit Card Reader Terminal, e-commerce & m-commerce, EMV EuroPay MasterCard Visa, Mail Order Telephone Order, Near Field Communication, Payment Card Industry PCI Security, Point of Sale Tagged with: , , , , , , , , , , , , , , , , ,

ONLINE FRAUD
January 6th, 2017 by Elma Jane

Online fraud is not going away; hackers are becoming more sophisticated. While technology offer more avenues for consumers to pay, they also offer new ways for hackers to steal data.

There are several factors that increases the growth of online fraud:

EMV migrationbecause of EMV migration, fraud in face to face transactions becomes more difficult and moves to card-not-present transaction. This has been observed after EMV is implemented in other country.

Banking activity: it is moving online not only via online-only banks, but also mobile and online bank services.

An increase of online marketplaces: financial services pros are more proficient in identifying fraud compare to individual consumers who become sellers that can be victims of online fraud.

How can e-commerce and financial services companies reduce online fraud?

Merchants: Ensure that you have payment security. Fraudsters use sophisticated technologies, ask your payment provider for encryption and tokenization. You can also use BIN LookUp as an added security and number of benefits. Bin LookUp allows merchant or institution to check more about the transaction.

Online marketplacesMarketplaces can protect their reputation by validating new sellers using sophisticated device and applying advanced models and machine learning to detect unusual patterns of activity that indicate misuse.

Banks: Fraudsters continue to innovate. Bank technology needs to be flexible and stay one step ahead.     

For account set up or terminal upgrade call now 888-996-2273 or visit www.nationaltransaction.com

 

Posted in Best Practices for Merchants, e-commerce & m-commerce, EMV EuroPay MasterCard Visa, Mobile Payments, Mobile Point of Sale Tagged with: , , , , , , , , , , , , , , ,

Accept Payments Your Way
December 14th, 2016 by Elma Jane

Accept Payments YOUR Way!

Learn more about the full range of payment capabilities offered by Converge, an omni-commerce platform that lets you accept payments your way. Online, In-Store and On the Go!

Accept a full range of payment methods:              

  • Credit Cards
  • Debit Cards
  • Electronic Checks
  • Gift Cards
  • Electronic Benefit Transfer (EBT)
  • Cash

Advanced features also include:

  • Available enhanced security features, including EMV, encryption and tokenization
  • Detailed reporting with up to 12 months of data storage
  • Customizable payment screens
  • User permission management for up to 5,000 users

National Transaction Corporation accept payments wherever you are with security while having a peace of mind for you and your customers. Furthermore, flexible solutions that empower your business growth in addition to world class support for complex integrations and answers to your toughest questions. Let our payment specialist find the right solution for your electronic payment needs. We offer transparent pricing and services that work with your existing technology to provide a low cost automated billing and collection solution.

Call now at 888-996-2273 and get a FREE Rate Review! 

 

Posted in Best Practices for Merchants, Credit card Processing, e-commerce & m-commerce, Electronic Check Services, Electronic Payments, EMV EuroPay MasterCard Visa, Travel Agency Agents Tagged with: , , , , , , , , , ,

Cybersecurity Via Converge
October 11th, 2016 by Elma Jane

Cybersecurity via Converge:

Converge uses a multi-layered approach to security which helps keep cardholder data safe throughout the entire payment process; from beginning to end.

  • EMV: All new Ingenico PIN pads and readers – iCMP and RP457c used with Converge Mobile offer EMV to help protect against counterfeit card use. The PIN pads go a step further in helping protect against lost; stolen and NRI (never received/issued) when a PIN-preferred card is accepted with PIN entry.
  • Encryption: All new Ingenico devices also include encryption as a standard security component in addition to protect card data in transit.
  • Tokenization: An enhanced security feature that is particularly valuable in card-not-present (CNP) environments when cards are stored on file for processing at a later time, or either for recurring/installment payments. 

Get the Ingenico iCMP EMV PIN Pad for only $130.00.

For all payment applications, either Debit or Credit PIN Transaction. Work with both Apple and Android Devices.

Ingenico EMV RP457c card reader for only $75.00.

For Merchants that do not need PIN Pad. Works with hundreds of mobile devices. 

 

Posted in Best Practices for Merchants, Credit Card Security, EMV EuroPay MasterCard Visa, Mobile Payments, Smartphone Tagged with: , , , , , , , , ,

Accept Payments Your Way
September 16th, 2016 by Elma Jane

National Transaction offer valuable features and benefits, if you want to improve your business’s productivity, you should look for the following features below, that you need from your Electronic Payments provider.

Advanced Security Options – 6 out of 10 small businesses close within six months of a card data breach, it is important that Point-of-Sale devices should have appropriate security measures, particularly EMV, encryption and tokenization. NTC offer Safe-T for Small and Medium Businesses and Safe-T for Large Businesses. The Top-tier security is important on your business’s data especially customer information, consider adding additional authentication procedures.

Fast Payment Processing – first step is having up-to-date technology, because some customers might leave, the sooner you have the money processed by your provider, the bigger and stronger your business can become. NTC is adept at administering payments quickly and efficiently. We can provide regular funding or next day funding.

Feature Flexibility –  obtaining the features you need from your payment services provider is very important. Look for a provider that appropriately addresses your payment concerns.

Mobile Payment Processing – NTC offer Virtual Merchant/Converge Mobile that gives you the ability to accept payments using your smartphone or tablet anywhere you go. Furthermore, the app works with most Apple and Android mobile devices. Accept a key-entered transactions or swipe cards using an encryption reader. You can now take chip card payments using Ingenico iCMP PIN Pad or the new RP457c card reader.

Reliable Customer Support – NTC is available 24/7, the phones are answered by humans and not automated systems. You got support with your hardware, answer questions and guide you to better understand the process. Customer support is the most important feature of any business partnership you make.  At NTC we are very passionate about that.

Up-to-Date Tech – futuristic features, like mobile payment abilities, EMV/NFC, contactless payments are worth investing. Modern consumers are generally more familiar with up-to-date payment systems. Seeing a payment service provider offer a swipe-only terminal should be a red flag, because the recent regulations require merchants to have EMV to provide better data security.

 

Posted in Best Practices for Merchants, Credit Card Security, Electronic Payments, EMV EuroPay MasterCard Visa, Mobile Payments, Mobile Point of Sale, Near Field Communication, Point of Sale, Smartphone Tagged with: , , , , , , , , , , , , , , , , , , , , , , ,

September 12th, 2016 by Elma Jane

Ingenico RP457c card reader is now available at NTC for $75.00 plus encryption and shipping!

rp457c

NTC are pleased to announced the launch of Converge Mobile 1.3, which includes support for the new Ingenico RP457c.

An all-in-one card reader that accepts:

  • Mag stripe
  • chip card
  • contactless payments including mobile wallets

Customers can utilize audio jack to connect the device to their either smartphone, tablet or connect via Bluetooth.

In addition to the converge Mobile portfolio, Ingenico RP457c is a lower price point for customers who are cost sensitive. It offers the same payment flexibility as the iCMP.

Both RP457c’s and iCMP devices also offer encryption technology, adding another layer of security to help protect card data at the point of entry and throughout the payment lifecycle.

One key difference is that iCMP is a PIN pad that supports chip & PIN as well as debit PIN transactions, while the PR457c is a card reader only; therefore chip and signature and signature debit are supported on this device.

For your electronic payment needs or to purchase the device give us a call now 888-996-2273 www.nationaltransaction.com

 

Posted in Best Practices for Merchants, EMV EuroPay MasterCard Visa, Smartphone Tagged with: , , , , , , , , , , , ,

ChargeBack Cycle
August 25th, 2016 by Elma Jane

Chargeback bumps still not clear, yet some says consumers are taking advantage of the chargeback system, while others think this increase is due to EMV implementation. Same as other countries experienced.

Whatever the reason, these chargebacks are causing stir in the payments industry.

Merchants should know two facts because of the tide in chargebacks:

  • Merchants should not be accountable for chargebacks on valid, non-fraudulent cards without chips.
  • Additionally, merchants who do not have EMV terminals are at a higher risk for fraud.
  • The merchant is held responsible not the bank if fraud is involved as a result of card swipe.

There are a few things that merchants can do to prevent chargebacks.

  1. Always swipe non-chip cards rather doing it manually.
  2. Ask for a signature and verify each transaction.
  3. Be on the lookout for fraudulent cards.
  4. EMV chip card should not be swipe or manually keyed in.
  5. Follow chip card processing procedures, insert them correctly and guide your customers through the chip transaction process.
  6. If the chip card payment fails, ask for an alternate form of payment. Most of all do not override or swipe the chip card.
  7. If you have to manually enter a card number, use the security code, check the expiration date and further more take an imprint.

Better be equipped to stop chargebacks by adopting few changes in your business before they happen. If your business is not yet EMV compliant, give us a call at 888-996-2273 or visit us at www.nationaltransction.com

 

Posted in Best Practices for Merchants, EMV EuroPay MasterCard Visa Tagged with: , , , , ,

e-Pay
August 3rd, 2016 by Elma Jane

National Transaction offer valuable features and benefits. If you want to improve your business’s productivity, you should look for this features that you need from your merchant account provider.

Advanced Security Options – did you know that 6 out of 10 small businesses close within six months of a card data breach? Point-of-Sale devices should have appropriate security measures, particularly EMV, encryption and tokenization. With National Transaction we have Safe-T for Small and Medium Businesses and Safe-T for Large Businesses. Top-tier security is important on all your business’s data especially customer information, consider adding additional authentication procedures. Merchant account providers bundle various security features to make the process of becoming secure.

Fast Payment Processing – having up-to-date technology is the first step because some customers might become annoyed by slow service and leave. The sooner you have the money processed by your merchant account provider, the bigger and stronger your business can become. NTC is adept at administering payments quickly and efficiently. We can provide regular funding or next day funding.

Feature Flexibility – Look for a merchant provider that appropriately addresses your payment concerns. Obtaining the features you need from your merchant services provider is very important.

Mobile Payment Processing – NTC offer Virtual Merchant/Converge Mobile that gives you the ability to accept payments using your smartphone or tablet anywhere you go. The app works with most Apple and Android mobile devices. You can accept key-entered transactions or swipe cards using an encryption reader. You can now take chip card payments using Ingenico iCMP PIN Pad. Merchants who aren’t mobile payment capable do demonstrate unwillingness to progress with payment technology and might lose customers eventually.

Reliable Customer Support – NTC is available 24/7 answering the phone by humans and not automated systems. You got support with your hardware, answer questions and guide you to better understand the process. Customer support is perhaps the most important feature of any business partnership you make. You don’t want to choose the wrong provider.

Up-to-Date Tech – futuristic features, like mobile payment abilities, EMV/NFC, contactless payments are worth investing. Modern consumers are generally more familiar with up-to-date payment systems. Seeing a merchant service provider offer a swipe-only terminal should be a red flag, because the recent regulations require merchants to have EMV to provide better data security.

 

Posted in Best Practices for Merchants, EMV EuroPay MasterCard Visa, Financial Services, Merchant Account Services News Articles, Merchant Services Account, Mobile Payments, Mobile Point of Sale, Small Business Improvement, Travel Agency Agents Tagged with: , , , , , , , , , , , , , ,